Gem Visa Card - Latitude Interest Free Payment Plans

Available on a Gem Visa credit card. 

Minimum purchase $600. 

Offer ends 31/07/2026. 

Minimum monthly payments required. Exclusions may apply. 

Lending criteria, T&Cs & fees apply incl. $55 estb. fee & $65 annual fee ($32.50 half-yearly). Standard interest rate (currently 29.49% p.a.) applies after interest free term ends. 

*Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), may not be sufficient to repay the purchase amount(s) during the interest free term. Further information on rates and fees can be found at gemfinance.co.nz. Credit provided by Latitude Financial Services Limited. 

If you want to  use the 12 months interest free offer you need to contact us to arrange – please don’t checkout using credit card in shopping cart.

Credit provided by Latitude Financial Services Limited.