Gem Visa Card


12 months Interest Free available on all Purchases, excluding second-hand products, over $600 until 30th September 2024.


12 months interest free is available on participating Gem Visa or Gem CreditLine credit cards for purchases until 30/09/2024   Minimum spend $600.00, excluding second-hand products.

Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($52 Gem Visa (charged $26 half yearly) / $55 Gem CreditLine (charged $27.50 half yearly)).


What you need to know

Prevailing interest rate (currently Gem Visa 26.99% p.a./Gem CreditLine 29.95% p.a.) applies after any interest-free term ends.

Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period.

The amount payable will be shown on your monthly statement.

Available on participating Gem Visa or Gem CreditLine credit cards only.

New customers must apply and be approved for a Gem Visa credit card.

Credit provided by Latitude Financial Services Limited.



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