Gem Visa Card - Latitude Payment Plans

Gem Visa  - Terms, fees, and interest rates

Establishment fees

Gem Visa: $55 (one-time, when you open your card)

Annual fees

Full year: $65 ($32.50 every 6 months)

Minimum monthly payment

You must pay at least 3% of your outstanding balance, or $20 — whichever is higher. Paying only the minimum will not clear your purchase amount within the promotional interest-free period. Your exact amount due will show on your monthly statement.

Interest rates (current) Gem Visa

29.49% per annum

This rate applies to any remaining balance when your interest-free term expires.

Eligibility & conditions

Available to approved customers only. Credit criteria and lending fees apply. Terms, conditions, and additional fees may apply. Available on participating Gem Visa cards only.

How to find more information

For detailed information on all rates and fees, visit gemfinance.co.nz.

Provided By

Credit is provided by Latitude Financial Services Limited.